Financial Goals. Credit Strategy. Business Funding.
We help individuals and business owners improve their financial profile, build stronger credit, prepare for funding, and access capital opportunities.
Open Credit USA LLC is a boutique financial goals, credit strategy, and funding readiness advisory firm. Credit repair is only one piece of the roadmap.
We help clients identify their financial goals, analyze their current credit and funding position, create a roadmap, and prepare for the next financial opportunity.
Our ideal clients are serious individuals and business owners who want to become funding-ready and move toward bigger financial goals.
A complete service menu designed to move clients from credit challenges to capital opportunities.
Create a roadmap for credit improvement, funding readiness, business growth, and long-term financial strategy.
Review credit reports, identify reporting issues, create a dispute and improvement strategy, and guide credit rebuilding.
Help business owners strengthen their business credit profile, documentation, and readiness for future funding.
Prepare SBA 7(a) small loan applications and help clients organize required business and personal documents.
Working capital and merchant cash advance options for business owners who need fast access to capital.
Real estate capital options for purchase, refinance, and cash-out transactions through hard money lending channels.
Personal credit is often the foundation for mortgage readiness, business funding, and long-term financial access.
Comprehensive personal credit repair assistance including credit report analysis, dispute strategy, collection review, charge-off review, inquiry review, and credit-building guidance.
Credit boost strategy using authorized user tradelines. Pricing varies based on credit limit, age of account, bank, availability, and profile fit.
Review and challenge support for hard inquiries that may be inaccurate, unauthorized, unverifiable, or not connected to a permissible purpose.
Solutions for business owners who need working capital, SBA loan preparation, business lines of credit, or business credit repair.
Business credit profile review and repair support for business owners with inaccurate, incomplete, or problematic business credit reporting.
Fast working capital funding with potential 24-hour approval and funding for qualifying businesses.
SBA 7(a) small loan application support for qualifying business owners.
Retail banking business line of credit preparation and support for qualified business owners.
Hard money lending options for real estate investors, purchase, refinance, and cash-out transactions.
Hard money lending structure for qualified real estate transactions.
We help real estate investors understand the capital structure, required documentation, equity position, appraisal/LTV requirements, and realistic funding path before applying.
Transparent pricing for key services. Final availability, terms, and approvals depend on qualification, documentation, and funding-provider requirements.
Detailed credit, funding, and goal review with recommended next steps. May be applied toward program enrollment when applicable.
Personalized roadmap covering personal credit, business credit, funding readiness, documentation, and accountability.
Credit restoration support and credit improvement planning. Financing available.
Business credit profile repair and improvement support. Financing available.
$500 application fee plus 5% success fee once approved/funded, subject to agreement terms.
MCA funding commissions may vary depending on funding partner, amount, terms, and transaction structure.
Our process is designed to organize your credit, strengthen your profile, and connect your goals to the right funding strategy.
We identify your goals and current financial position.
We create a roadmap based on your credit, business, and funding needs.
We address personal or business credit issues where applicable.
We organize documentation and build funding readiness.
We support SBA, MCA, line of credit, or capital pathways.
We continue guiding you toward future opportunities.
Schedule your Financial Goals Assessment and discover the best path from credit to capital.
No. Credit repair is one capability. We also help with financial goals coaching, business credit, funding readiness, SBA loan support, MCA funding, lines of credit, and hard money lending options.
No. No company can legally or ethically guarantee a specific credit score, deletion, or result. Services focus on potentially inaccurate, incomplete, outdated, unverifiable, or questionable information and on credit-building strategy.
No. Loan and funding decisions are made by lenders and funding providers. We help you prepare, organize, and present your profile as strongly as possible.
Yes. Financing or payment plans may be available for selected services. No discounts are required to preserve the value of the program.
Depending on the product, documents may include business bank statements, tax returns, personal tax returns, business formation documents, EIN letter, voided business check, personal identification, financial statements, and other lender-required documents.
DM “PLAN”, “CREDIT”, or “FUNDING” or request a consultation below.
Email: info@opencreditusa.com
Phone: Add Your Phone Number Here
Service Area: Serving clients nationwide
Best For: Individuals, business owners, entrepreneurs, real estate investors, and clients preparing for major financing goals.